Is MSU student health insurance helpful or
expensive? Different group of people have different thoughts for this question: Some students say
that it’s too expensive while school officials explain that the price is
reasonable.
The
student health insurance at MSU is combined with two different plans: StudentHealth Insurance Base Plan and Student Health Insurance Graduate AssistantPlan. The Base Plan cost domestic students $1,664 per year and international
students $1,449 per year; the graduate assistant plan is free for students only
since MSU will contribute $2,300 annually for individuals. But for those who
have families, it will cost them from $798 to $7,721 per year.
Yahang
Zhang, an accounting major international student, said that although she has
already bought the insurance, she still want to change because of some useless service
as well as the high price.
“So,
it’s a little bit waste for me, and um…for me it’s a little bit too expensive.”
Zhang said.
Not
only the students who have the insurance but also those who don’t have the
health insurance at MSU think that the price is expensive.
Samantha
Shuert, a Japanese and packaging major sophomore, said that she has a health
insurance at her mother’s company and she doesn’t know very much about the
health insurance other than the high price.
“I
think it is expensive over price for college students who…especially for many
of them who don’t have health insurance probably have it because it’s too
expensive for their family.” She said.
Facing
these comments, Tabatha Dixon, the supervisor of Benefit Service Center of
MSU’s Human Resource Department, said that the price of the insurance is
reasonable because it’s a group plan and does contain many good services.
“If you
compare the cost to students who buy an individual plan with the same coverage
level, ” Dixon said, “it is pretty, um, reasonable.”
